Retirement
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Taxable Account Versus Tax Sheltered IRA
You might be able to save yourself tens of thousands of dollars by reshuffling positions between taxable and tax-sheltered accounts. By William Baldwin, Forbes Staff...
/etfs-mutual-funds, /investing, /money, /retirement, /taxes, Daily Cover, daily-cover, Editors' Pick, editors-pick, ETFs & Mutual Funds, Investing, money, personalfinance, premium, Retirement, Taxesaccount, asset location, foreign tax credit, GraniteShares, High Yield Stocks, investment taxes, IRA, MLP tax, no K-1, qualified dividend, Roth IRA, Sheltered, Tax, TaxableYou might be able to save yourself tens of thousands of dollars by reshuffling positions between taxable and tax-sheltered accounts. By William Baldwin, Forbes Staff First decision for investors: allocation. What percentages of your net worth do you want in stocks, bonds, cash, exotic things? Second decision, following right behind: location. Where do you put... -
Money Dysmorphia: How to Trade Uncertainty with Financial Confidence
In a world where wealth is often equated with success and happiness and social media distorts reality, our perception of money can become distorted. While...
In a world where wealth is often equated with success and happiness and social media distorts reality, our perception of money can become distorted. While many are familiar with body dysmorphia—a condition where individuals perceive flaws in their appearance that are not evident to others – fewer are aware of its financial counterpart: money dysmorphia.... -
Can We Age Well If We Keep Ignoring Healthy Aging Advice?
For most people, there is a belief that aging well is a matter of luck. In their minds, how they age depends on how long...
For most people, there is a belief that aging well is a matter of luck. In their minds, how they age depends on how long their parents or grandparents lived and that’s about it. However, research tells us, that simply isn’t all there is to know. Movement of our bodies In our history, parents and... -
an Asset or a Burden? – Center for Retirement Research
The conventional wisdom for older workers heading into retirement is that owning a house is a good thing. The property has no doubt appreciated over...
The conventional wisdom for older workers heading into retirement is that owning a house is a good thing. The property has no doubt appreciated over many years, adding to their wealth. But new research finds that homeowners often strain to a pay a mortgage that is larger than what they can realistically afford. The essence... -
Can a Nudge Reduce Credit Card Debt? – Center for Retirement Research
Results from large scale experiment in the UK say “no.” Our recent study about debt holdings of older Americans focused our attention on how credit...
Results from large scale experiment in the UK say “no.” Our recent study about debt holdings of older Americans focused our attention on how credit card debt could get people in trouble. We, like other observers, bemoaned people’s tendency to pay the minimum required amount, and, like other observers, blamed these minimum payments on the... -
Steer Clear Of Medicare Misinformation And Avoid Costly Mistakes
Don’t let misinformation lead to costly Medicare mistakes. getty Early in the new year, a severe winter storm warning for our area resulted in the...
Don’t let misinformation lead to costly Medicare mistakes. getty Early in the new year, a severe winter storm warning for our area resulted in the closure of my grandsons’ schools, cancellation of business meetings, and a grocery store run on milk and essentials. What happened? Instead of blizzard-like conditions and a foot of snow, we... -
Likely Social Security COLA 2025 Increase: What To Expect
Jane Fonda and Lily Tomlin continue work past retirement age. They also could benefit from the 2025 … [+] Social Security COLA. ABC via Getty...
Jane Fonda and Lily Tomlin continue work past retirement age. They also could benefit from the 2025 … [+] Social Security COLA. ABC via Getty Images While the inflation rate has been easing downward, retirees’ budgets are still being stretched pretty thin. Over the past few years, above-average inflation has meant significant Social Security cost-of-living... -
Caregivers Share their Stresses and Joys – Center for Retirement Research
Jacquelyn had finally snared her dream job as an assistant to a television writer in New York City. Riding the subway one Saturday night, she...
Jacquelyn had finally snared her dream job as an assistant to a television writer in New York City. Riding the subway one Saturday night, she got a call that changed all that. Her mother, who was living with her grandmother, was in trouble back home. Jacquelyn returned to find rotting food in the refrigerator and... -
Can Employer Demand Support Older Workers Today…And Tomorrow? – Center for Retirement Research
The brief’s key findings are: Many older workers are inclined to work longer, but will employers hire and retain them – today and in the future? A...
employer demand, employer demand for older workers, older workers, older workers cost, older workers hiring, older workers job search, older workers productivity, older workers skills, older workers value, Retirement, working longerCenter, Demand, Employer, Older, Research, retirement, Support, TodayAnd, Tomorrow, WorkersThe brief’s key findings are: Many older workers are inclined to work longer, but will employers hire and retain them – today and in the future? A series of CRR studies on this topic provide a case for tempered optimism. First, hard data suggest that older workers are at least as productive as younger ones, though they... -
What’s Your Wealth Activation Score?
Whether you’re trying to get rich quickly or slowly, there are a plethora of playbooks out there about saving, investing, real estate, business building, and...
Whether you’re trying to get rich quickly or slowly, there are a plethora of playbooks out there about saving, investing, real estate, business building, and side hustles for you to follow. While there is certainly plenty of advice that is garbage—especially on the get-rich-quick front—there are many, many paths to financial success. That is, if...