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  • Minimum Wage and Disability Applications

    April 6, 2021 Minimum Wage and Disability Applications Do applications for federal disability benefits rise, fall, or remain unchanged when the minimum wage increases? Understanding whether the minimum wage affects disability applications is an important issue as Congress debates an increase in the federal minimum and the states have been very active: 14 states began […] More

  • Pay Attention To Their Real Estate

    Pay Attention To Their Real Estate

    Many aging parents with means have real estate investments of various kinds, and when capable, they manage these investments. Some with commercial properties have established real estate managers. Others have single family residential properties and manage them on their own. Until they decline cognitively, that is. At AgingParents.com, we see a recurring problem with elders […] More

  • How Family Caregivers Can Avoid Money Catastrophes

    How Family Caregivers Can Avoid Money Catastrophes

    By Richard Eisenberg, Next Avenue Editor Getty How big a financial toll can family caregiving take? Well, Amy Goyer, who is AARP’s family and caregiving expert, says the costs of caring for her parents led her to file for bankruptcy. “I wish I’d met with a financial adviser from the very beginning who would have […] More

  • saving too much for retirement

    You Might Be Saving Too MUCH for Retirement!

    / / Are You Saving Too Much for Retirement? (It’s More Common than You Might Think) We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing…  […] More

  • Passive Income for Retirement: 12 Easy Ideas

    Passive Income for Retirement: 12 Easy Ideas

    / / Passive Income for Retirement: 12 Creative Ideas to Boost Your Financial Security Passive income for retirement are income sources that you benefit from without too much effort — the money just flows in. Sit back and enjoy the passive income for retirement! Passive income streams are therefore ideal for retirement. In retirement you […] More

  • Can My Wife Get Social Security Spousal Benefits After Taking Retirement Benefits?

    Can My Wife Get Social Security Spousal Benefits After Taking Retirement Benefits?

    Ask Larry Economic Security Planning, Inc. Today’s column addresses questions about the ability to take spousal benefits after first receiving retirement benefits, what benefits may be available after a divorce and whether Social Security requires beneficiaries to switch from survivor benefits to their own retirement benefit at 70. Larry Kotlikoff is a Professor of Economics […] More

  • Working Multiple Jobs to Make Ends Meet

    March 30, 2021 Working Multiple Jobs to Make Ends Meet If people need to work and can work, they will work. That’s my takeaway from a new set of data that sketches a clearer picture of U.S. workers who are holding down multiple jobs. Nearly 8 percent of workers had two or more jobs in […] More

  • A Lot of Student Debt May Never Be Paid Off

    March 25, 2021 A Lot of Student Debt May Never Be Paid Off For half to two-thirds of the college loans made over the past decade, the former students owe more than they initially borrowed. This is the result of a federal program that bases monthly student loan payments on the borrowers’ income if they […] More

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