Retirement

Dear Penny, I owe about $84,000 in student loans, and for several years I’ve only paid the interest because it was what I could afford. I currently pay $224 per month. I’m 60 years old...

Carmen Mandato/The Penny Hoarder Duck! Your retirement is coming! It might seem far off, but it’s not. How you act now is critical to your future security. Failure to start planning your retirement in your...

Dear K., It’s so tempting to take a bite from the 401(k) apple when you have debt. And your 401(k) funds probably look especially appealing since you’re at or approaching that magical age of 59...

When you’re trying to decide between a Roth IRA vs. 401(k), the personal finance gods often have an easy answer for you: Do both, they decree. Well, that’s easy if you’re swimming in so much...

Kondoros Eva Katalin/Getty Images We all have that friend. The one who’s constantly checking the stock market like it’s a game and mumbling things like, “Ugh, I should’ve traded that yesterday!” You roll your eyes,...

If you’re confused when it comes to retirement savings, it’s OK. We’re going to talk about Roth IRAs, how they compare with other retirement accounts and how you can decide if a Roth IRA...