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  • Financial Insecurity And Cognitive Decline — What Is The Link?

    Financial Insecurity And Cognitive Decline — What Is The Link?

    QUINCY, IL – FEBRUARY 17: Shirley Gooding, a physical Therapy Aid, helps William Rexroat, a WWII … [+] Navy veteran exercise during a physical therapy session at the Quincy Veterans Home February 17, 2005 in Quincy, Illinois. The home, with its 683 beds, is the largest and oldest of four veteran’s nursing homes in Illinois. […] More

  • Broke Millennial Author on Financial Mistakes

    Broke Millennial Author on Financial Mistakes

    Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners. Millennials and their money habits are frequently front-page news. And while this generation is often ridiculed for frivolous spending on […] More

  • Seven Possible Causes Of The Next Financial Crisis – Investment Watch

    Authored by Alex Pollock via LawLiberty.org, The great financial historian, Charles Kindleberger, pointed out in the 1970s that over several centuries, history showed there was a financial crisis about once every ten years. His observation still holds. In every decade since his classic Manias, Panics and Crashes of 1978, such crises have indeed continued to erupt in […] More

  • August 2021 Goals & Financial Update

    August 2021 Goals & Financial Update

    Hey, everyone. Did you have a good August? We took it easy and relaxed around town before school started. September will be very busy due to school, sports, home repair, home winterizing, and various other errands. That’s why we didn’t do much in August. The weather is already cooling down by the time I wrote […] More

  • Why Most Financial Plans Fail

    Why Most Financial Plans Fail

    Studies suggest that most—at least 70%—of financial planning recommendations aren’t implemented. While we can hypothesize a number of singular reasons why this number might be so ugly, I’ll suggest that it’s actually a confluence of (at least) four factors that have led to this failure, two that are systematic and two that are psychological: 1)    Sales-orientated […] More

  • Investment U

    What is an Internal Audit? | Financial Literacy

    Public companies are subject to all types of audits—especially when it comes to their financial record keeping. There are external audits of financial documents, as well as internal audits of the controls behind financial reporting. While the former involves external third-party accountants, an internal audit is performed by an entity’s own accountants. Together, they’re two […] More

  • Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

    Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

    / / Are You Too Optimistic or Too Pessimistic with Your Financial Plans? Individuals tend to have a natural bias toward optimism or pessimism. Experts believe that this bias is about 25% genetic but heavily influenced by your upbringing, relationships, and ease of schooling and other early successes and failures. It is also determined by […] More

  • State Treasurers Promote Financial Literacy But Fail To Warn About Widespread Industry Scamming

    State Treasurers Promote Financial Literacy But Fail To Warn About Widespread Industry Scamming

    State treasurers around the nation are promoting financial literacy. Are they doing enough to alert … [+] public about scamming? getty State treasurers around the nation are spearheading efforts to improve financial literacy. While they may have different experiences or motivations for their efforts to impact positive change, they all agree that more needs to […] More

  • Learn more about equities in stock

    What are Equities? | Financial Literacy

    When you purchase stock in a company, you’re really purchasing an equity stake. That’s why stocks are also referred to as “equities” when talking about different investment vehicles. Equities are company-issued shares representing ownership in the company. They entitle the holder to the benefits associated with the financial gains of that company and the privileges […] More

  • Understand the differenc betwen deflation and inflation

    What is Deflation? | Financial Literacy

    Most people are familiar with the word inflation, which typically has a negative connotation. However, in economic terms, deflation is actually a worse prospect. In monetary policy, it can refer to the overall shrinkage of the money supply or the decrease in the cost of consumer goods and services. Where inflation means a rise in […] More

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