This week is America Saves Week, and Bankrate is proud to be a supporter by promoting financial literacy.

Savings are a sore spot in Americans’ financial health. Fewer than 1 in 4 Americans had an adequate emergency savings cushion, according to a Bankrate survey last year, and more than 1 in 4 had no emergency savings at all.

saving-money-blog-pink-piggy-bank-with-red-white-blue-sunglassesBottom line, most people are in a position where they need to start saving or else start saving more. After all, access to liquid savings is best way to weather an unexpected financial blow. (And who hasn’t been there?)

Reaching a savings goal doesn’t have to feel like drudgery. This Friday, we’re hosting a #savingssuccess tweetchat filled with fun facts, helpful advice and motivation from the social media community. Plus, we’re giving away $50 Amazon gift cards to four lucky participants at random.

Join the conversation with this panel of Bankrate experts.

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Greg McBride, CFA, chief financial analyst and senior vice president for Bankrate, @BankrateGreg

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Jean Chatzky, award-winning journalist and contributing editor to Bankrate, @JeanChatzky

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Liz Weston, award-winning finance columnist and contributing editor to Bankrate, @LizWeston

RSVP in the module below to enter to win prizes. Then join the #savingssuccess chat on Twitter at 2 p.m. ET Friday, Feb. 27.

Good luck, and see you soon!