12 Simple Ways to Calm Your Financial Anxiety

Honestly, who doesn’t have anxiety these days? Even if you haven’t been officially diagnosed with an anxiety disorder (ahem, me), you probably still experience tinges of That Dreaded Feeling. That swelling of panic in your...

Tidying up? Here Are the Best Apps for Selling Stuff That Doesn’t Bring You...

The first thing I learned from Marie Kondo, a Japanese organizing consultant, was this: If you walk into your home and feel some discomfort in your life, it’s time to tidy up. I’m pretty...

How to Get the Best Mortgage Interest Rate (Without Negotiating)

The difference between having a 739 and a 740 credit score translates into money lost. If you take out a $180,000 mortgage, that one-point difference has you paying $222 more each year. Tina Russell/The...

What Is Chapter 13 Bankruptcy? Here’s a Beginner’s Guide

PeopleImages/Getty Images We hear about bankruptcy in the news all the time. But the type we hear about most, Chapter 11, is what businesses typically use to restructure their debts. Chapter 7 and Chapter 13...

10 of the Best Checking Accounts, Graded on Fees, Rewards and More

How do you choose where to do your banking? If you’re like a lot of people, you probably just...

30 Ideas for How to Make Money in 2019

It’s simple enough: You. Need. Money. Now. But deciding how to make money — or how to make more money...

Need More Money? Here Are 30 Ways to Earn Extra Cash in 2019

It’s simple enough: You. Need. Money. Now. But deciding how to make money — or how to make more money — can get complicated. As Penny Hoarders, we have plenty of experience sharing ways to make...

Money Management Apps That Won’t Ever Judge You

No one likes being judged. Especially when it comes to personal finance. I’m keenly aware of my budgetary state,...

How to Save $1,000 and Stop Living Paycheck to Paycheck

Wouldn’t life be a little easier if you had a $1,000 cushion in your emergency fund? The paycheck-to-paycheck cycle...

30 of the Best Freebies — Products, Services & Samples

Man, there’s nothing better than free stuff. Like when you’re walking through a mall’s food court and an employee offers you a bite-sized morsel of bourbon chicken impaled on a toothpick?Always take the bite-sized...

13 Budgeting Tips for People Who Wonder Where Each Paycheck Goes

A monthly budget is like Google Maps for your finances: You follow it because you don’t know where...

6 Free Apps to Help You Plan Your Wedding

I spent way more money on my wedding than I had intended. It’s hard not to! Putting on a full-fledged wedding involves much more than choosing a venue and ordering a cake. There are seemingly...

We Tested 4 Savings Apps for a Month. Here’s How Much We Saved

We test every app, tool and strategy we write about. We mostly keep this information behind the scenes —...

No Yard? No Problem: You Can Still Compost at Home

Composting is a natural practice that dates all the way back to biblical times. It’s a contained form of decay that provides a nutrient-rich fertilizer — meaning one less expense for your garden. It’s...

Renters Rejoice: Here’s 8 Ways to Reduce Your Heating Bill

Before buying a house last winter, I had rented several apartments in southwestern Ohio, which gets so cold in the winter (and fall and sometimes spring) that I may as well have lived in...

Heating Bill Too High? Here’s How to Lower It

Before buying a house last winter, I had rented several apartments in southwestern Ohio, which gets so cold...

Here’s What to Look For

Furnishing your new home can be fun and creative… but it can also cost a pretty penny. And...

Want to Get Paid to Lose Weight? HealthyWage Pays Users to Get Fit

Editor’s note: This story was originally published in 2016. “I’m so much happier. I was completely miserable before this,”...

15 Tips to Hold Onto Your Cash

Who doesn’t waste money? We all pay too much at times because we want something right now. And on...

7 Credit Card Mistakes We All Make Trying to Handle our Debt

Let’s just come right out and say it: We all make mistakes. Accidentally dyed your whites a startling...

How to Pay off Credit Card Debt Without Hocking Your Jewelry

If they made a movie about paying off your credit cards, it would be called “Mission: Impossible.” Seriously, paying...

11 Tips to Finally Master the Art of Financial Organization

I’m a proud Type-A. I have this innate drive to get things done — and get them done correctly...

11 Smart Ways to Prepare Your Finances for the Future

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years...

Do These 11 Things Now to Set Your Finances up for the Next 20...

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years into the future. I mean, some of us have trouble planning more than a week in...

The 8 Best Subscription Boxes for Saving Money on Necessities

I have a drugstore problem. Send me in to make a quick toothpaste run and I’ll come out...

How to Get Back Your Entire Security Deposit

Moving can be expensive. You might have to pay for rental trucks, packing equipment or even new furniture...
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