7 Reasons You Should Have Started Yesterday

Carmen Mandato/The Penny Hoarder Duck! Your retirement is coming! It might seem far off, but it’s not. How you act now is critical to your future security. Failure to start planning your retirement in your...

We Reveal Our 8 Favorite Cash-Back Apps — Plus Tips to Optimize Earnings

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. For years, coupons have been...

Learn How to Stop Living Paycheck to Paycheck in 9 Steps

The paycheck-to-paycheck cycle is an easy one to fall into — and a hard one to break. One of the best ways to tackle it to the cold, hard ground is to take it...

Here’s How Much Biking to Work Costs and How Much it Saves

Tiffany Connors lives just a few miles from the Penny Hoarder office in downtown St. Petersburg, Fla., and bikes to work almost every day. Aileen Perilla/The Penny Hoarder I love my commute. I consider myself...

Build a Financial Life Raft by Setting Up a Sinking Fund

When Nora Martin was expecting her first child, she wasn’t going to let all the many baby costs bring her down. She had a plan. “I pretty much wrote up everything that we needed …...

What You Should Know If You’re Considering Credit Counseling

When you’re struggling with debt, it can be hard to determine the best method for getting rid of it. Snowball? Avalanche? Consolidation? Should you freeze your credit card in a block of ice, or...

Overwhelmed by Debt? Here’s What Happens If You Seek Credit Counseling

When you’re struggling with debt, it can be hard to determine the best method for getting rid of it. Snowball? Avalanche? Consolidation? Should you freeze your credit card in a block of ice, or...
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