25 Surprising Things You Can Sell on eBay

Are you getting ready for a yard sale? Maybe just trying to declutter? Before you throw out the “useless” stuff kicking around your home, you might want to check this list. A little research yielded...

These Stores Offer Free Shipping, No Minimum Order Required

We’ve all been there: You finally find an item you’ve been looking for online, and it’s on sale for $5! You add it to your cart, go to check out — and realize you...

Minor Credit Score Changes Are Normal, So Stop Sweating Them

Thanks to the internet, it’s not hard to keep track of your credit score. Whether it’s through your bank account, credit card issuer or a free online credit monitoring program, if you’re financially minded,...

How Much Investment Risk Is Right for You?

When you set up an investment portfolio, the most important thing to consider is your risk tolerance.  But what exactly do we mean by “risk”? Risk can mean a lot of things to different people.  You...

The 60/20/20 Budget Is Perfect If You’re Struggling to Save Money

Michaela Estes and Alexandra Vincent/The Penny Hoarder I always thought the right budget breakdown was the tried-and-true 50/30/20 method, where 50% of my monthly take-home pay goes toward living expenses, 20% toward savings and...

Which Makes Sense for You?

Think about this: If you died tomorrow, would the loss of your income have a negative impact on someone else? If you said yes, it’s a good idea to have some kind of life...

9 Things to Know Before You Apply

You’ve probably heard over and over that you need a 20% down payment before you can ever think of buying a home. But there’s a way to finance a home even if you don’t have...

How to Budget as a Freelancer: A Quick Guide

As a freelance writer, I have a good idea of how much money I’ll bring in every month — but my estimate is rarely perfect.  Sometimes I don’t get as many assignments as I had...

How to Become a Top Airbnb Host in Seattle

Look. We get it. Your home is your sanctuary. Your place to be alone. Some days, you don’t even want to have your own family over — let alone people you don’t know. So, the...

Where Does Your Score Fall?

We usually think of credit scores when it’s time to get a mortgage, secure a car loan or apply for a credit card, but your score can affect you in other ways. It can...

How Does Your Nest Egg Compare?

It’s difficult to know if you’re saving enough for retirement. You can use a retirement calculator to project, but who knows what life events are going to come along and throw your savings off track?...

How Are Bonuses Taxed? Here Are the IRS Rules for Your Windfall

There’s nothing like a nice bonus to make you feel a bit better about your day job. Whether it’s the year-end check that makes holiday shopping a little less stressful or just a reward...

What Is Whole Life Insurance and When Does It Make Sense?

Stígur Már Karlsson /Heimsmyndir/Getty Images Life insurance is one of those touchy subjects no one likes to talk about, let alone research or recognize its existence. In a world that’s all about living your...

Which One Is Better for Your Wallet?

Remember when a smartphone was a totally new concept? Chances are, you do. After all, it was only about a decade ago that the very first iPhone was released. Of course, you wouldn’t know that...

What Is a Money Market Account and Will It Help You Save Money?

When you hear the words “bank account,” you may think of two things: a checking account and a savings account. But here’s a different option you may not have heard of: money market accounts.  What Is...

14 Incredibly Easy Ways to Get Free Books for Kids

What’s better than curling up with a good book? Or, better yet, a series of books? “Little House on the Prairie,” “The Baby-Sitters Club” or “The Boxcar Children,” anyone? But books can get pricy. How can...

5 Online Flea Markets Where You Can Find Deals on Treasures

Where can you find antique Pez dispensers, hot vintage heels and (finally!) the perfect lamp to match your weirdly patterned bedspread — all on sale for just a few bucks? I’ll give you a hint:...

What Is Term Life Insurance? How It Works and When It Makes Sense

Dying is one of those topics we don’t like to talk about, but if you die tomorrow, what will happen to your family? Will they be able to pay the expenses you usually pay...

Is Extra Cost Worth It?

Sunglasses are one of those things you can spend $20 or $200 on — or even $200,000, if you want to.  As a certified Penny Hoarder, I have two simple metrics for a killer pair...

Are Nickels Worth Money? Why Saving Them Could Pay Off

While conventional personal finance wisdom generally discourages hiding your savings under your bed, there’s one way that doing so might be a sound strategy. Although it’s possible to make money by hoarding pennies or by...

How to Become a Wedding Planner Without Any Experience

I’ve often dreamed of becoming a wedding planner.  I love weddings, and I love — love — making things pretty and organized.  So I’ve always wondered: What’s it take to be a wedding planner?  Is there some...

How to Get the Best Prices For Aluminum Can Recycling

You can make money selling wine bottles and corks, but what about soft drink and beer cans and bottles? Yes, you can make money through aluminum can recycling, as well. Let me tell you a...

How Do Tax Brackets Work? Probably Not the Way You Think

If you work for a living, chances are you’ve heard at least a little bit about tax brackets, the progressive system the government uses to discern how much you owe Uncle Sam. The system...

The 5 Best Banks for Small Businesses in 2019

If you’ve started your own company — or you’re considering the move — you’ve likely marveled at the logistics required to pull it off. How do taxes work now? What about health insurance? And when...

What Does Home Insurance Cover? Here’s What’s Protected

Buying a home can be both an exciting and overwhelming experience, filled with lots of dollar signs and hand cramps from signing endless paperwork. While it’s tempting to find ways to save during the...

Investing in Bonds for Beginners: How to Get Started

Investment conversations typically focus on stocks, but any financial adviser will tell you a portfolio is strongest when it’s diversified. That means investing in more than just stocks — by investing in bonds as...

Heading to College? Here’s Your Guide to Types of Student Loans

It’s no secret that the cost of education has skyrocketed in America and continues to be a core issue with which politicians, educators, activists and students grapple. The average total tuition and fees plus...

What It Means and How It Affects 15% of Score

You likely already know how important it is to build and maintain good credit. Having an excellent score can help you buy a car, become a homeowner and even get the job you want....
- Advertisement -

Recent Posts