11 Tips to Finally Master the Art of Financial Organization

I’m a proud Type-A. I have this innate drive to get things done — and get them done correctly...

How to Manage Your Money When You’re Single

Sure, it might seem like everyone in the world is coupling up. You’ve basically mastered the art of third-wheeling...

7 Simple Ways to Save Money on All Your Online Holiday Shopping

Boy, did Home Depot serve me with a jolt of reality recently. I was minding my own business and...

How I Use Amazon Private Label to Make More Than $1,500 a Month

You’re probably already a fan of Amazon as a consumer, since it makes it easy and affordable to...

Use a Job Offer to Get a Raise With This 6-Step Guide

What would it take for you to quit your job? Too easy to answer? Then what would it take...

How a Staycation Cut our Travel Spending by $1,500

My partner Nick and I love to travel, so we prioritize vacations in our budget. But when we felt like we needed an unplanned vacation earlier this year and saw that we were just...

Are You Credit Invisible? Here’s What to Do About It

Are you one of the 45 million consumers in the United States whose credit is “invisible” or unscoreable,...

11 Smart Ways to Prepare Your Finances for the Future

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years...

Do These 11 Things Now to Set Your Finances up for the Next 20...

It’s so hard to plan ahead. It’s even harder to plan way, way ahead — like 20 years into the future. I mean, some of us have trouble planning more than a week in...

Here Are 6 Times We Think It’s OK to Stop Saving Money

At 7, your goal was to save enough money so you could buy that new toy all the...

Hitting Middle Age? Money Management Moves to Make Before 40

The big 4-0. That’s right. You’re old enough to remember the VHS versus Betamax war, and you kept your...

Not Happy With Your Retirement Analysis? 7 Steps to Get on Track

Pondering retirement is daunting. According to that online calculator you plugged some numbers into, you’ll be working until...

What’s the Best Way to Save for College for a Teen?

Dear Penny, My stepdaughter just started middle school. We’ve put some money away for her college education already, but...

The 8 Best Subscription Boxes for Saving Money on Necessities

I have a drugstore problem. Send me in to make a quick toothpaste run and I’ll come out...

How to Find a Mentor When You’re a Freelancer or Entrepreneur

When people ask Kristi Porter for business advice, she first tells them to find a mentor. Porter is the...

Here’s How to Earn Cash Shoveling Snow (For Real)

I wish I could start this article with, “We’ve all had to do it…” But, fortunately, I’m a Floridian,...

What You Need to Know About How to Become a Medical Coder

After two years of following a doctor around the office as a medical assistant, Raina Diaz was ready for a change. “I wanted to get away from working in the offices and being face-to-face with...

Planning a Holiday Party? 8 Tips to Keep It Affordable and Fun

The holidays are the perfect time to get together with friends and family — and are the perfect...

How to Get Back Your Entire Security Deposit

Moving can be expensive. You might have to pay for rental trucks, packing equipment or even new furniture...

12 DIY Christmas Gifts That’ll Give Your Wallet a Break

I grew up with a big family, which made it hard to buy everyone something nice at Christmas. My...

How to Make a Career Change After Years at the Same Job

After 10 years in human resources at a nonprofit, Laura Niebauer Palmer figured she wouldn’t have any problem...

Same Job for Many Years? These 5 Tips Will Help You Reinvent Yourself

After 10 years in human resources at a nonprofit, Laura Niebauer Palmer figured she wouldn’t have any problem finding a new HR job when she and her husband moved from Chicago to Austin, Texas. Then...

Got “Dumb” Money Questions? We’ve Got Answers (and No Judgement)

Let’s channel our former middle school teachers: There are no dumb questions. Especially when it comes to personal finance. Do...

Is Taking Money Out of an IRA to Pay Debt Dumb?

Dear Penny, I'm in my late 50s. I married a darling lovely man who ended up permanently disabled just...

Switching to Low-Flow Toilets Could Save You Hundreds Each Year

Making money isn’t all real estate investing and promotions It’s not always sexy. In fact, one of the easiest ways to make money at home is to get up close and personal with your...

No Formula Coupons Needed! This App Can Help You Save on Baby Stuff

There was a time when my wife and I could go to Target, and the only things we’d have to worry about kicking up our bill were bags of M&M’s or home decor items...

We Tried it and Made $27K

I placed my hand on the doorknob and bravely pushed my way in. All my senses were instantly engaged, but absolutely none were pleasant. The smell of dog, cat and cigarette smoke struck me in...

These Tips Will Help You Prepare for a Virtual Career Fair

In 2018, just about everything is available online, and the tight labor market has employers experimenting with creative methods to find and attract workers. That’s where virtual career fairs come in. While they won’t solve...

How the Year Up Program Is Trying to Close the Opportunity Divide

Even as she prepared for her final semester of college, Ashley Carr felt directionless. “I went to Miami Dade right after graduating; however, I stopped school for a little while after I had...

How I Furnished My Apartment for Under $1,000

Being a “remote nomad” was so much fun — until it wasn’t anymore. I’d spent a month in Spain, three weeks in Athens and countless hours behind the wheel of my beater, meandering around the...

This 30-Day Money Challenge Will Whip Married Couples Into Shape

Congratulations! You’ve said your vows. You’ve thrown that bouquet (who knew Grandma could jump like that?). You’re even rocking a nice tan from your honeymoon. Now married life really begins. Like it or not,...

We Explain How to Get a Debt Consolidation Loan… in 100 Words

Carmen Mandato/ The Penny Hoarder So you’re falling behind on your credit card payments. You’re paying so much in interest every month, you can’t pay off the principal you owe. You’re just treading...

How an Earthship Home Can Save You Thousands Each Year

Bespeckled with glass bottles and surrounded by tires, they rise up out of the northern New Mexico desert like clay-colored spaceships. But these unique dwellings are a “ship” of a different kind. They’re Earthships,...

How to Answer the ‘May We Contact Your Current Employer Question

FoxysGraphic/ Getty Images Some questions on job applications can be worded too simply for their own good. For example, how are you supposed to answer the question, “May we contact your current employer?”...

9 Ways to Avoid an Early Withdrawal Penalty on Retirement Savings

Have you ever been in dire need of some cash but your bills are due and your bank account is low? Then you look at your 401(k) sitting over there and think, “I could...

Want Free Baby Stuff? 23 Freebies for New and Expecting Parents in 2019

One estimate suggests the cost to raise a child from infancy to adulthood has reached $245,340! That’s a lot of cheddar, especially because most of us are already on a tight budget. So we’ve scoured the...

Apply for a Chunk of These Millions

What do a burger data breach, vehicle crash parts, unwanted phone calls and a fire-prone lawn tractor have in common? They all include circumstances surrounding alleged violations of consumer law that could result in...

FHA vs Conventional Mortgage: What Are the Differences?

monkeybusinessimages/Getty Images You’re planning to purchase your first home. What a glorious event! Until it comes time to figure out how you’re going to pay for it. Well, if you’re a first-time homebuyer...

How Should I Spend My $30,000 of Inheritance Money?

Dear Penny, I recently received a $30,000 check from my grandparents as an early inheritance. Don't panic: They're both still alive. They gifted it to me for tax purposes. Ever since I received the check,...

The Benefits of Studying Abroad Include a Leg Up in Your Career

In a career workshop focused on teaching University of South Florida (USF) students how to constructively talk about their study abroad experiences, some descriptions were banned from the discussion. Amazing. Awesome. Life changing. Studying abroad no...

Wondering ‘How Much Money Should I Save?’ Try the 60-20-20 Budget

Michaela Estes and Alexandra Vincent/The Penny Hoarder I always thought the right budget breakdown was the tried-and-true 50-30-20 method, where 50% of my monthly take-home pay goes toward living expenses, 20% toward savings...

Here’s How to Stop an Eviction

A few months before the housing market began to implode, 22-year-old Alisa Daly and her boyfriend — now husband — were expecting their first child. Working at a small trucking company in Arizona, she was...

How to Get a Personal Loan: Our Step-by-Step Guide

Let’s say you’re suddenly in need of more money. Maybe you need to move across the country, but you’re strapped for cash. Or it’s finally time to upgrade your outdated kitchen or bathroom. Perhaps you...

Ladder Life Insurance Lets Your Coverage Change When Your Life Does

kate_sept2004/Getty Images Pop quiz time. What do you think about when you think about buying life insurance? Time’s up! Did you think of pushy salespeople? Or maybe your mind went to the dreaded thought...
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