How to Become a Top Airbnb Host in Denver

Tonya Peters’ husband, Miles Rugh, was skeptical. She wanted to list their Virginia Village basement apartment in Denver, Colorado, on Airbnb, but he wasn’t keen on welcoming strangers into their space. Finally, he agreed to...

Need a Debt Payoff Strategy? Try One of These Methods

Your reasons for being in debt are as unique as you are. Whether it’s due to a student loan, mortgage, credit card or combination thereof, debt can happen to the best of us. The good news:...

Esports Earnings Show the Scale of the Gaming Industry’s Rise

The video-game industry, often thought of as the domain of teenagers in basements living off cold pizza, is slated to become the primary source of entertainment in the U.S. For skilled players, there’s a lot...

Here’s How to Get Affordable Home Insurance for $25/Month

Fires, lightning and hail. Windstorms, vandals and burglars. If you own a home, you need insurance to protect it from threats like these. Heck, if you have a mortgage on your home — like almost...

A Guide to Paying for Your Big Day

From the dress to the cake to the reception venue, wedding planning can pull you in dozens of different directions. It can also pull on your purse strings until they’re ready to snap. According to...

Here’s Exactly How to Shop for Car Insurance in 2019

If you’re like me and you’re trying to figure out how to shop for car insurance, you’re probably familiar with how confusing everything can be. A premium? A deductible? What in the world is liability?...

Four Couples Show How to Have a Fab Wedding Under $10,000

Sarah and Andrew Roehm's wedding venue was a ranch that featured oak trees, a farmhouse and cows. Photo courtesy of Marcoz & Miranda If you’re planning a wedding, you’ve probably heard the alarming statistic that...

Our Simple Guide for How to Budget

If you’re anything like me, you’re perpetually swinging between vowing to cut all unnecessary spending cold turkey and humming “Treat Yo’self” as you order your third UberEats meal in 12 hours. Which one you’re doing...

How to Use a Credit Card Without Going Into Debt

Your first credit card just arrived in the mail. Congratulations! Or my condolences. It all depends on what you do next. Credit cards can get a bad rep — and deservedly so if you consider that...

Get Cash Back From Chipotle With ‘Pay With Ibotta

I lived on Chipotle in college. Could I afford it? Not really. But that wouldn’t keep me away from that flavorful cilantro-lime rice, the juicy carnitas, those giant dollops of sour cream or the warm...

8 Jobs for Retirees Including Side Gigs and Remote Work

Older workers are re-entering or staying in the workforce in the highest numbers in decades. And many of them are giving the gig economy a shot. According to the latest workforce projections by the Bureau...

Investing in Bonds for Beginners: How to Get Started

Investment conversations typically focus on stocks, but any financial adviser will tell you a portfolio is strongest when it’s diversified. That means investing in more than just stocks — by investing in bonds as...

Trade Jobs Are Hot Career Options. This Crane Operator Makes $100K

After dropping out of high school, Freddie Cruz found himself delivering the same milk he drank in the school lunch rooms. It was an inauspicious end to what once appeared to be a bright...

Heading to College? Here’s Your Guide to Types of Student Loans

It’s no secret that the cost of education has skyrocketed in America and continues to be a core issue with which politicians, educators, activists and students grapple. The average total tuition and fees plus...

4 Clever Ways to Cut Costs

Getting engaged is amazing, but the thrill of the engagement can last just a few hours before conversations turn toward the next step: wedding planning. You might be overjoyed while still feeling a rising...

I’m Retiring With Student Loan Debt of $84K. Help!

Dear Penny, I owe about $84,000 in student loans, and for several years I’ve only paid the interest because it was what I could afford. I currently pay $224 per month. I’m 60 years old...

Interview with Chris Guillebeau, Author of ‘100 Side Hustles’

Chris Guillebeau remembers clearly the sense of freedom he felt the first time he earned money on his own terms, not his employer’s. It was circa 1998, Guillebeau was in college and was working the...

Why Cash and Piggy Banks Offer the Best Money Lessons for Kids

Liz Frazier is pictured with her two children. Photo courtesy of Liz Frazier When you buy food with a swipe of a card and pay bills with a click of a button, what are...

The Budget Mom Shares Her Budget-By-Paycheck Method

Zero-based budgeting. The 50/30/20 rule. The cash envelope method. There’s no shortage of useful budgeting methods, but what works for one person may not work for the next. That’s something Kumiko Love, an accredited financial counselor and founder...

Managing Money Her Own Way

Kumiko Love is known online by the moniker The Budget Mom, but money management didn’t always come natural to her. Having a finance degree didn’t make her immune to money issues. Not long after graduating...

This Woman Bounced Back From Budgeting Failures and Became The Budget Mom

Kumiko Love is known online by the moniker The Budget Mom, but money management didn’t always come natural to her. Having a finance degree didn’t make her immune to money issues. Not long after graduating...

How to Earn Gift Cards With The Fetch App

Chris Zuppa/The Penny Hoarder Some things in life sound too good to be true, like earning money for eating your childhood (or, ahem, college hangover) favorite — mac ’n cheese. We know. We know. As an...

The Cover App Lets You Compare Car Insurance in Minutes

stock_colors/Getty Images When’s the last time you compared car insurance rates? Rates can change month to month — even day to day. Of course, there are those personal factors that affect your rate, including age, years...

Amazon Delivery Service Partner Program Pays Workers $10k to Quit

Amazon is continuing its trend of disrupting industries. Its sights are now set on courier services, and there’s a lot of money up for grabs — at least in the short term. Amazon recently announced...

A Look Inside the Online Rewards Platform

Have you got a little free time — a little nervous energy? Are you looking for a way to earn some money for completing simple tasks, like taking online surveys, watching videos, shopping or...

How Do You Find Your Dream Job? Here’s How a Park Ranger Got His

In his dream job as a Florida park manager and “burn boss,” Tony Clements wears a lot of interesting headgear. A Florida Scrub Jay bird mask when entertaining kids, a gorilla head while goofing...

The 10 Fastest Growing Jobs in the U.S. Right Now

Climate change and an aging population are driving the demand for the fastest growing jobs in the U.S. Solar panel installers and those who work on wind turbines can expect to see plenty of opportunities...

Get Paid to Sleep — Plus More of the Easiest Ways to Make Money

The easiest ways to make money are often not very lucrative, and the most lucrative gigs usually aren’t very easy. Hark, a middle ground: getting paid for everyday activities. Walking, eating, watching TV and even...

How to Take a Cheap Getaway to Gilchrist Blue Springs State Park

Here in Florida, we’ve got more than a few options for quick, inexpensive trips to waterfront destinations (seriously — you’re almost never more than an hour or two from a beach). But while we love...

Can I Get a Debt Consolidation Loan With Bad Credit?

Dear Penny, We have credit scores in the 500s, and we are being declined for loans to consolidate our debt to improve our credit. We understand the importance of improving our credit scores and are frustrated...

Should I Get a Credit Card? Here’s How to Know if You’re Ready

Credit cards: Good or evil? Whether you’ve shunned credit cards in the past for fear of diving into a debt oblivion or you can’t wait to score some sweet plastic freedom — and the accompanying...

How Biweekly Payments Can Put A Dent in Your Credit Card Debt

It happens every month: The credit card bill is due. You dutifully send your minimum payment on the due date — but watch the balance grow ever larger. But what if you could pay half...

This App Helps You Invest Like a Hedge Fund

Carmen Mandato/ The Penny Hoarder You’ve heard of robo-investing, right? That’s when online financial firms manage your investments with software. And you’ve heard of robo-advisors. That’s when apps automate your savings and investments for you. Ah,...

Here Are 3 Steps to Take Before Buying a House in the Next 3...

DEAN HINDMARCH/Getty Images Are you a renter who’d like to buy a home sometime in the next few years? Join the club. More than three out of four renters would like to own a...

Here’s How You Can Get Paid to Deliver Food — Get Started In 3...

The workplace as we know it is changing… and now I’ll tell you the sky is blue! Seriously, though, as you’re well aware, the gig economy is booming. That means earning a paycheck doesn’t...

Here’s Why You Should Submit Your Info Before the FAFSA Deadline

If college students were superheroes, deadlines would be their kryptonite. Sure, some students thrive under a deadline, but most just suffer under the weight of the looming task before frantically pounding out a half-hearted assignment...

Credit Sesame Review 2019: Our No-Holds-Barred Insider’s Guide

Lucky you: Here at The Penny Hoarder, we’ve tested a number of credit-monitoring services — that way, you don’t have to. One of our favorites? Credit Sesame. Credit Sesame lets you check your credit score and...

How to Become an Airbnb Host in Washington, D.C.

Have you thought about becoming an Airbnb host in D.C.? In a city that’s so expensive, home sharing can be a great way to supplement your income. Thousands of Airbnb hosts list places in the...

How 3 Women Did It

Lisanne Vera found her dream house, then was surprised she couldn’t get a mortgage. Elisabeth Nyang paid off a staggering $17,500 pile of debt so she could buy a home. Melinda Smieja is a single mother...

Here’s How to Make a Charcuterie Board for Less Than $25

I try to play it cool around cheese boards. But the bite-size pieces and delectable accompaniments beckon me closer at parties. I casually carry on conversation while covertly helicoptering in their radius. I have just enough...

Here Are the 10 Best Jobs that Don’t Require a Bachelor’s Degree

With more than 7 million job openings in the U.S. and the economy continuing to break records, this might be the time to look for a career change. Before you envision taking on $50,000 —...

You Don’t Need a Bachelor’s Degree For These 10 Hot Jobs in 2019

With more than 7 million job openings in the U.S. and the economy continuing to break records, this might be the time to look for a career change. Before you envision taking on $50,000 —...

Definitions, Salaries and Career Advice

Coding and programming are often touted by career advisers as ways to future-proof your job. In movies, these tech pros are portrayed by keyboarding-clanking, socially reclusive geniuses who have the divine gift of speaking the...

Are You Ready for a Hurricane? Build an Emergency Kit on a Budget

GOLDRAGONFLY/Getty Images We’ve officially entered hurricane season, meaning it’s time to evaluate — or create — your emergency kit. Are you ready for the worst if faced with a hurricane or if another disaster strikes?...

How to Save Money in the Summer So You Aren’t Broke by Fall

The temperature is rising, but that doesn’t mean your spending level should go up, too. The long, hot summer months, when the kids are out of school and there’s lots of idle time to...

These Fuel Rewards Programs Can Help You Save on Gas and More

Grocery store loyalty programs used to be the way to go to save money on gas, but now that gas stations are offering their own fuel rewards programs, times are changing. And considering AAA’s report...

I’m 59. Should I Use My 401(k) to Pay Down Debt?

Linda Raymond/Getty Images Dear Penny, I am 59, divorced, and have about $20,000 in student loans and $8,000 in credit card debt. My only savings is a very small 401(k) with $17,000 from a job I...

Dear Penny: When Does It Make Sense to Use a 401(k) to Pay Off...

Dear K., It’s so tempting to take a bite from the 401(k) apple when you have debt. And your 401(k) funds probably look especially appealing since you’re at or approaching that magical age of 59...

How to Save Money on Food While Traveling: 10 Easy Tips

You scour the internet for the best deals on flights and lodging when planning a trip. So don’t throw all your financial cares to the wind once you’re on vacation — particularly when it...

Curious About How to Become a Real Estate Agent? Read This Guide

A career in real estate is potentially very lucrative, but becoming a real estate agent can be hard work — and it gets even more difficult once you are licensed. That said, being a...
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