My Fiance Spends His Student Loan Refund Like It Doesn’t Cost Interest

Dear T., The answer is yes, and also yes. As you prepare for your wedding and your new financial life together, now is a great time for you to take a closer look at your own...

Nonprofit Upsolve Makes It Easier to File Bankruptcy Online

People considering bankruptcy can visit the Upsolve website and answer 10 questions to find out if they’re a good fit for Chapter 7 bankruptcy. Sharon Steinmann/The Penny Hoarder Bankruptcy can provide a fresh start...

I’m So Embarrassed Over a Debt Collector Calling Work

Dear Penny, I recently got behind on a credit card bill after experiencing a rough patch, and it was sent to collections. Now, I’m totally mortified because a couple weeks ago, our staff accountant notified...

Why Instagrammers Love Coloring These Debt-Free Charts

Vision boards are an effective way to help pay off debt and save for goals. One of Heidi Nash's charts is incorporated in this vision board created by The Penny Hoarder. Chris Zuppa/The...

Student Loan Forgiveness Just Got Easier for Defrauded Borrowers

Danielle Ramos, 30, poses at MassBay Community College in Wellesley, Mass., where she pursued her education after being defrauded by a for-profit college on June 16, 2017. Thousands of students who were defrauded...

Should I Take on Roommates to Pay Off My Mortgage?

Kristy Gaunt / The Penny Hoarder Dear Penny, I just bought my first house. It's small, but it’s perfect for me. I have the option of bringing in a roommate for some extra income....

4 Sites to Help You Get a Credit Card Debt Consolidation Loan Online

So, you have thousands of dollars in credit card debt, and the burden of paying off all that — and interest — is gobbling up your income. Instead of financially treading water making minimum payments...

How This Couple Started a Blended Family and Paid Off $300K Debt

Don’t we all wish life were more like “The Brady Bunch”? Two parents, both in their second marriages, could blend their families. There would be comedic dysfunction, yet all would end well. But reality is a...

How Can I Help My Boyfriend Get His Repossessed Car Back?

Kristy Gaunt / The Penny Hoarder Dear Penny, My boyfriend has gotten himself into a very tight money situation. He is a 28-year-old personal trainer at a gym. Money for personal trainers in gym...

Debitize Helped This 23-Year-Old Raise His Credit Score by 219 Points

Nicholas Lawrence was maxed out. A year and a half ago, he had hit the spending limit on his credit cards, and he was struggling to bring the balances down. He owed $2,000. His credit...

99% of PSLF Applications Rejected, Education Department Says

PeopleImages/ Getty Images The Department of Education released a report this month that detailed results from the first group of applicants to the federal Public Service Loan Forgiveness Program (PSLF). The program was...

9 Ways to Reduce Debt When You Can’t Afford to Make the Payments

OK. That vacation cost a little more than expected. And then the car broke down. Now you have debt starting to pile up. Yuck. Not only that, but you also don’t have any extra...

How to Pay Off Your Debt. This Couple Wiped Out $50K in 3 Years

After college sweethearts Brittney and Ryan Lynn got married in 2012, they began a challenging rite of passage...

How to Deal With Debt Collectors Who Won’t Stop Calling

If you’ve got so many debt collectors calling and demanding money that you’re afraid to answer your phone,...

Personal Loans (Even If You Have Imperfect Credit)

You’ve been Googling ways to alleviate your debt. Many experts suggest refinancing or consolidating. In the next breath you...

How to Pay off Credit Card Debt When You’re Feeling Overwhelmed

Over 41% of American households carry some kind of credit card debt, according to a recent study from...

How to Tell if a Balance Transfer Credit Card Is Right for You

Balance transfer, balance shmansfer. It sounds about as exciting as that pile of dirty clothes on the floor...

What Is Chapter 7 Bankruptcy? Here’s What You Need to Know

Filing for bankruptcy is never an easy choice. But for many people, it can feel like the only...

Here’s Your 5-Month Credit Card Debt Payoff Plan

Americans carry $829 billion in credit card debt, according to data released in August from the Federal Reserve...

How to Negotiate Credit Card Debt When You Can’t Afford Payments

Picture this: You’re in college, and some guy at a table in the student union offers to give...

What Is Bankruptcy? Here’s How to File and How It Affects Your Life

“I. Declare. Bankruptcyyyyyy!” As Michael Scott learned in “The Office,” getting rid of debt isn’t as simple as that...

What Affects Your Credit Score? 9 Credit Myths Debunked

Does Bigfoot exist? Did aliens land at Area 51? Does opening a new credit card ruin your credit...
- Advertisement -

Recent Posts