Will I Ever Retire After Co-Signing a Student Loan?

Dear Penny, I’m hoping to retire in four years. I have $3,000 in credit card debt and $60,000 in auto and RV debt. I’m planning on selling my house and using the equity to buy...

My Fiance Made Me Sole Breadwinner by Default

RODCHENKOV DMITRIY/Getty Images Dear Penny, My fiance lost his job nearly six months ago and got a decent severance payout. We used most of the money to pay off debt and have been surviving on...

Should I Open Store Credit Cards to Score Discounts?

Tina Russell/The Penny Hoarder Dear Penny, I’m in my mid-20s, and I’ve never had a credit card. Whenever I’m shopping, I get offers for 15% or 20% off if I open a store credit card,...

I’m 54 with No Retirement Savings. What Do I Do?

Dear Penny, I just turned 54. I have never had any kind of retirement plan aside from saving money where I could. I have about $30,000 lying in a savings account that’s really doing nothing....

How Long Does Bankruptcy Stay on Your Credit Report?

Dear Penny, In 2011, I declared Chapter 7 bankruptcy. Since then, I’ve obtained three new credit cards and pay the balance in full. My credit score is now 742. How long will the bankruptcy stay...

I’m Retiring With Student Loan Debt of $84K. Help!

Dear Penny, I owe about $84,000 in student loans, and for several years I’ve only paid the interest because it was what I could afford. I currently pay $224 per month. I’m 60 years old...
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