8 Money Management Tips for ’90s Kids

Remember when you didn’t have to think about money? When it all fit in a piggy bank? And your biggest worry was how to access your savings without smashing open that sweet, sweet piglet? Yeah, those...

6 Steps That’ll Make It Feel Easy

So you’re ready to stop renting, and we don’t blame you. The price of rent has been steadily increasing since 2014, according to a recent Penny Hoarder analysis of Zillow data. As of October 2018,...

The Author of ‘Money Honey’ Shares 7 Strategies for Your Finances

Rachel Richards wrote her book, “Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together,” to address the disconnect she saw between her generation and financial literacy. Photo courtesy of Rachel...

A Full-Time Freelancer Shares Tips on How to Save for Retirement

Working for myself has afforded me many luxuries. Aside from the fact that I’m writing in my pajamas right now, I also get to select where and when I hold office hours. I even...

Our Step-by-Step Guide to Making a Holiday Budget

Holiday shopping season is almost here! And before figuring out what you should spend your money on, it’s essential to figure out how much money you can spend. We promise: If you set aside an...

I Paid $5 to Get Personalized Money Advice by Text. Here’s What I Got

I first signed up for Trim because I didn’t want to negotiate my cell phone bill. I knew I was paying too much, but dialing up customer service and telling them about it wasn’t...

My Boss Won’t Stop Making Fun of My Beater Car

Kristy Gaunt / The Penny Hoarder Dear Penny, I'm a recent college grad who's been working an entry-level job for the past year. I only make about $33,000 a year, but I'm doing OK....

How One Single Woman Bought Her $425K Home on a Modest Salary

When Kristine Dowhan got a new job opportunity in St. Petersburg, Florida, with her company, she didn’t hesitate....

9 Tips to Help You Stop Overspending (and Even Earn Money for Shopping)

Whether you are great with your finances or a bit shaky, you probably have that one little glitch....

How a Cute Penguin Helps Me Manage My Money

With so many personal finance apps out there, it can be tough to know which ones to try...

We Weigh the Pros and Cons of the 7 Best Budgeting Apps Around

For years, I’ve been on a quest to find the best budgeting app. I’ve traveled far and wide through...

9 Simple Ways to Boost Your Christmas Fund — Starting Now

We Americans celebrate the holidays in style, with Christmas trees, sugar cookies… and credit cards. The average American...

One 5 Dollar Bill at a Time

In December 2017, my husband walked into our living room and made this declaration: “We should save all our...

How Splitting Your Direct Deposit Can Help You Save Money

We spend a lot of time here at The Penny Hoarder telling you to automate your savings. So...

One Mother’s Take on the Pros and Cons of a Dependent Care FSA

When you’re looking for a job, one of the main things to consider is the types of benefits...

Money Problems in the Relationship? Here’s How to Talk

If you want to know why couples fight about money, who better to ask than a divorce mediator...

Teachers Get Creative to Find Affordable Classroom Supplies

Hawaii second-grade teacher Brenda Barker is one part educator, one part crafter and one part bargain shopper. At a...

60% Solution Is a Simple Budget Strategy That Works for Anyone

The purpose of a budget is simple: to prevent overspending and make a plan to reach short-term and...
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